Best Crypto Cards with Cashback Programs of Today

October 29, 2020

Recently, a friend asked me if I knew which crypto cards have the best cashback programs.

Now why did he ask me?

Back in the high volume poker days, I was an avid cashback grinder on popular payment providers like Neteller and Skrill. I remember one year, I earned over $25,000 in cashback rewards from simply depositing on withdrawing on poker sites.

With cryptocurrency back on the rise, I’ll be spending some Bitcoin soon. And why not make sure to use the best cashback programs when I do. So let’s have a look at the crypto debit & credit cards available.

What is Cashback?

According to Investopedia: “

Cashback often refers to two types of financial transactions related to credit and debit cards that have grown increasingly popular in the last two decades. Most commonly, it’s a credit card benefit that refunds the cardholder a small percentage of the amount spent on each purchase, or purchases above a certain dollar threshold.

Cashback also describes a debit card transaction in which cardholders literally receive cash at the time they make a purchase—generally, a small amount above the item cost.”

For poker players, this must sound familiar, as it’s very close to Rakeback deals professionals get, where they get back a % of rake contributed to each pot. Somethings this adds up to thousands of dollars per month.

List of Best Crypto Cards with Cashback & Loyalty Programs

1. Cashback

Founded in 2016, is based in Hong Kong, with its exchange launched in 2019. Ever since they launched they have been focused on growth and exposure, mostly targeted at Asia. I once saw a taxi fully covered in advertising in Singapore. Just to show you, that they are already trying to reach the mainstream audience.

Today, we have a look at’s card. Depending on which card you pick, users can earn anywhere between 1-8% of the total, cashback paid in MCO tokens.

According to, The MCO Visa Card has added additional rewards that are designed to fit the needs of consumers who are always on the move. Building on the existing travel rewards of the MCO Visa Card, which include free and unlimited LoungeKey™ Airport Lounge Access, interbank exchange rates, and no overseas fees.

On top of that, you can increase your rewards by staking as well. Of which you can find the full details of the crypto card and the cashback rewards by clicking here.

If you want to apply for’s card now, you can go straight here. Both of us get $50, once we qualify with a successful sign-up and a valid transaction.

Don’t forget to add this referral code in your settings to claim the reward: 38axe2r9yr

2. Wirex Debit Card

The multicurrency Wirex card allows you to spend multiple crypto and fiat currencies with real-time conversion. Plus, it earns you up to 1.5% cryptoback on all your spending, which is what we’re really interested in.

With their crypto card cashback program, the more you spend with your Wirex payment card, the more you receive back! And the nice thing is, the cryptoback is paid in BTC. Your Satoshi’s are instantly added to the reward balance in the Wirex app.

If you hold their native token WXT, you increase your cashback:

  • 500,000 WXT – 1.50%  in BTC
  • 100,000 WXT – 1.00%  in BTC
  •  50,000 WXT –  0.75%  in BTC

If you wan’t to find the exact details of their program, have a look here.

There is currently a waitlist for the card, which you can join right here.

3. Nexo’s Crypto Debit Card

The company’s roots are in Credissimo – a publicly-traded consumer financing company that was founded in 2007. was started 10 years after, in 2017 as a daughter company of Credissimo. Today it is a separate legal entity. who completed an ICO in 2017 that raised $50 Million.

Nexo’s core focus is a lending platform where you can earn up to 12% interest on your crypto.

I’ve been following them since their ICO. And was able to work with Nexo’s business development team over the past few years. I’m also a personal user of their platform to earn some interest on my crypto holdings.

Today, I had a look at Nexo’s debit card found out you can get 2% cashback every time you use your Nexo Card. You can receive your rewards in NEXO Tokens or BTC or with every transaction and will be automatically placed in your Nexo Account.

If you want to apply for this card, Create a Nexo account here and get started.

4. Coinbase Debit Card

The biggest US-based exchange in the world also released it’s own crypto card to make it easy to spend your cryptocurrency.

To celebrate the launch, Coinbase rolled out its Visa card to users in the US with competitive cashback rates. The exchange is offering up to 4% cashback from purchases with the card. Customers can opt to earn 4% back in Stellar Lumens (XLM) or 1% back in Bitcoin (BTC). It’s also available in approximately 40 countries, including Canada, U.K, and the European Union.

Coinbase debit card works just the same as any other bank card, except it is not linked to a mobile banking app, but a crypto wallet.

Unfortunately, the card is not available for everyone. Currently, you can sign up if you’re based in Austria, Belgium, Bulgaria, Croatia, Cyprus, Denmark, Estonia, Finland, France, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and the UK.

If you don’t have a Coinbase account yet, create one through this link. Once you buy or sell €85 or more of crypto, we both receive €8 worth of free Bitcoin.

For more information on the Coinbase card, you can visit their website.

5. Elitium Card & Cashback

The Elitium Card offers up to 1% cashback, every time you buy something with the card, which is paid in EUM tokens. When you include staking you can earn up to 6,5%,

What stands out is that this crypto card doesn’t need a pre-paid balance to make payments. 

Instead, currency conversion happens at the point of sale. Meaning you get to keep your crypto as crypto, right up until you spend it.

You can reserve a spot on their waitinglist here, while we wait for them to release their crypto cards cashback program & card.

6. Pei – Use Your Own Credit Card to Earn Bitcoin

This one is a bit different, as you can connect your own debit or cryptocard to the application and earn Bitcoin’s with their cashback program, which yields between 1-2%

Pei is a Fintech app that pays you for connecting your credit/debit cards and shopping at their partner retailers.

Companies want to encourage shoppers to visit their stores. That’s why they partner with apps like Pei to create an easy, trackable system that rewards consumers for their loyalty.

If you’re a regular online shopper and live in the United States, downloading the Pei app is a great way to earn free BTC.

As of today, the app works at more than 110,000 locations across the United States and continues to grow.

Connect your credit card and start earning cashback with the Pei app. After linking your card and then using it as you would normally, you’ll receive cashback in BTC or fiat. On occasion, there are special offers with selected retailers provide an opportunity to claim additional cashback. Sometimes as high as 20%.

7. Eidoo The Debit Card for
the DeFi Economy

Eidoo is a multicurrency wallet with a built-in hybrid exchange and DeFi portal that offers crypto-enabled Visa debit cards. Now that’s a mouthful.

It simply means that users of the Eidoo card can instantly convert the cryptocurrencies in their accounts into GBP or EUR in-app for spending in stores, online, or to withdraw from ATMs.

And what we find important is that users also enjoy up to 10% EDO cashback for qualifying purchases.

The Eidoo Card is currently available if you’re based in the United Kingdom and the EU. The card comes with Basic, VIP, and Black accounts, all of which offer different terms and perks. The Eidoo Card supports ETH and BTC and doesn’t charge any annual credit card fees.

You can download the app and apply for a crypto card here.

8. Visa Debit Card

In the first few months of’s operations, it secured partnerships with leading names in the industry like Coinbase and Binance. The last one officially acquired Swipe in June of this year to fuel the adoption of the cryptocurrency debit card.

But they are much more than a card. Swipe is a decentralized finance app that includes an exchange, wallet, and crypto card.

With a Swipe crypto card, you get access to over 60 million locations worldwide that accept Visa. The Swipe Visa Card comes in four options that enjoy benefits such as up to 8% cashback, all paid in BTC without foreign transaction fees. And is available in the US, Canada, and most of the EU.

This short video shows you exactly how it works and what benefits you get:

Seen enough? Start earning cachback with Swipe.

9. Foldapp for Bitcoin Cashback Rewards

If you frequently make purchases with Amazon, Starbucks, Target, and Uber (to name a few), then this app is for you. Like the above cards, the Foldapp allows you to get cashback on online and real-life purchases.

What stands out from others; Fold is one of the most private forms of payment available. Your personal information, payment details, and transaction data are kept private they claim to never expose your browsing history, transaction records, or payment details to anyone.

This is one of the few that doesn’t require to complete KYC, which might be interesting for some of my poker audience.

They have one of the highest bitcoin cashback rewards in the blockchain industry, which can go up to 20% depending on the merchant.

Currently, they are available for US and Canadian citizens, but they will be headed to Europe and Asia soon. You can create your account here.

Additional Crypto Cashback Options

Other than the above crypto cards cashback programs you can also earn BTC through a cashback browser extension called Lolli.

The company released as a browser extension and pays cashback rewards in BTC for shopping with qualified retailers.

The Lolli browser plugin automatically notifies you whenever you’re shopping at one of its partner stores, which include hundreds of brands such as Expedia,, GAP, Macy’s, and Hilton. Up to 30% in cryptoback is promised, delivered to your Lolli wallet.

On top of the cashback, Lolli is now offering $10 bonus cash when you register for a new account and I will receive it as well once you have a verified account that includes transactions.

Get your bonus by creating an account with my referral link.

Which Crypto Cards Cashback Programs Do I Use?

As mentioned in a previous blog, I like to use sites like and others to travel using Bitcoin and other cryptocurrencies while I live this digital nomad lifestyle. Naturally, I also pay with crypto when I can using cards or applications.

As early crypto adopters, we all have our Bitcoin Pizza story. Mine is a Bitcoin Sushi story. For an entire year, I paid with BTC every time I ordered sushi on , a popular Dutch food delivery platform. Looking back at my order history it makes me laugh and cry simultaneously when I realize how much those satoshi’s would be worth today.

Whenever I am in a mood to spend my cryptocurrency, I tend to use Nexo and Lolli. I’ve been using both for a while, and I’m happy with the user experience and rewards I’m getting from the platforms. However, after looking at the different options and availabilities while creating this list of best crypto cards cashback opportunities, I decided I’ll also start using the debit card and app these days.

After spending the first COVID lockdown in Thailand, I’m currently sitting out the second wave of Corona in Mexico, so let’s see if I can find some cheap tacos for BTC.

Digital Nomad Travel Lifestyle in Mexico

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